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BORROWING // Auto

Thinking about buying a new car?

Westerra offers a range of auto loan options and resources, so you don’t have to spin your wheels trying to finance your new ride.

Finance your wheels

Good auto financing is all about the journey.

We make it easy to speed through the process with:

  • Great rates for new and used vehicles 

  • Flexible terms — this is for YOUR ride, after all 

  • Affordable monthly payments that fit your budget, your way 

  • Up to 140% financing, including tax, GAP insurance and extended warranty 

  • The option to refinance an existing auto loan from another financial institution 

  • Friendly, helpful member service the whole trip (we can also recommend our favorite road snacks)

Apply now
Close-up of the headlight of a green Mustang

AutoSMART is your personal assistant for finding a new car

They help you find a new or used vehicle at a dealership near you, or you can use the consignment services to sell your used vehicle. Because AutoSMART works with thousands of credit union members, large dealers treat them as “fleet buyers,” which allows them to save money when purchasing vehicles.

Buying Resources

Let AutoSMART do the looking

It’s simple. Just enter what you’re looking for and you’ll be able to research options and pricing on the spot. If you don’t see what you’re looking for, fill out a vehicle request form and AutoSMART will find it for you. 

View vehicles on your terms

You’ll find certified pre-owned used vehicles, member trade-ins and lease returns all at your fingertips. That means you don’t have to waste time or gas driving to dealer after dealer.

Research your trade-in value

It’s easy to get your current trade-in value on AutoSMART. But on top of that, it’s easier than ever to get a purchase offer — AutoSMART collects multiple bids from a wide variety of sources. Some come from people just like you. 

You purchase new, too

Tell AutoSMART the details about what you’re looking for, and you’ll be able to choose options and features. The best part: rebates and incentives are included.

Explore more resources

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Auto Buying Calculator

Man smiling in blue vintage car

NADA Used Car Guides

Young lady enjoying herself, wearing sunglasses, with the wind in her hair, while she's riding as a passenger in a convertible all-terrain vehicle, with the sun setting behind her.

Auto Loan Guide: Next Steps

Have any questions?

Visit any Westerra location, schedule an appointment or call us at 303-321-4209.

Apply Today

Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.