Personal
FOMO: Fear of mortgage overpaying?
Have you checked your mortgage rate lately? Call us to see if we can lower your rate through refinancing, reducing your monthly payment. Say goodbye to FOMO and maybe gain a little cash flow.
Home loans
Happy loan, happy home. That's how the saying goes, right? Westerra offers home loans at great rates with local mortgage loan officers to guide you every step of the way.
Auto loans
Let's get you on the road with auto loans that fit your budget. Apply to be pre-qualified today, and cruise into the dealership or refinance with confidence.
Give your wallet some credit
Credit cards don't have to be scary. With competitive rates and no balance transfer fees, we'll get you on your way to keeping debt low and that credit score high.
Personal loan options
Personal loans
With competitive interest rates and longer terms, personal loans are a great alternative to credit cards when you have a larger expense that takes longer to pay off.
Secured loans
Get a lower interest rate when you secure a loan with your Westerra certificate of deposit or savings account. You'll continue to earn interest pledged as collateral. It's a win-win.
Personal line of credit
With a personal line of credit (LOC) you only pay interest on what you use.
The Westerra humble-brag
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.
Avoid the FOMO
Ready to refinance?
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Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.
