Mark Your Calendar for the Virtual Annual Meeting
Mark Your Calendar for the Virtual Annual Meeting on Tuesday, April 22, 2025 at 2:00 pm
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Business
Savings
No-brainer business savings
Earn interest while you save for taxes, insurance, or other business needs. With Westerra's savings^ account for small businesses, you can hit your goals faster and easier.
Certificates of deposit (AKA CDs)
Put your business's money to work for you with our federally-insured CDs. We pay interest monthly, and there's only a $500 minimum deposit.
6/12/24
Term lengths you can choose for your CD.
$500
All it takes to start.
$250K
The amount of principal and interest that is federally insured by the National Credit Union Administration.
Get full-fund-access with money market accounts
Think of money market** accounts like a CD's wilder younger sibling. Get the same high interest rates on your investment dollars — without all the rules. You can still access your money while it earns each month.
$5000
Minimum average balance (otherwise $10 monthly maintenance fee will apply).
Tiered interest rates
The more you save the more you can make with interest rates based on your balance.
Free cash processing
Get up to $2,500 of free monthly cash processing. It's .10% of the dollar amount thereafter.
20 free deposits each month
Your first 20 deposit items are free each month. After that, each deposit item is $0.20.
Get in touch with a Business Banker to apply. We'd love to help!
Local checking for local business
Strap down a business line of credit
Your business's one-stop-shop.
The Westerra humble-brag
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.
Westerra's got big news to share
WESTERRA CREDIT UNION SECURES TWO INDUSTRY ACCOLADES
Demonstrating its financial strength and stability, Westerra Credit Union (Westerra) announced it has been named to Newsweek’s list of America’s Best Regional Banks and Credit Unions for the second year in a row.
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Westerra Credit Union Announces Change in Leadership
Westerra Credit Union Announces Change in Leadership
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Explore more services
Business Spending
Branch Services
Rates
^This account establishes your business membership at Westerra and includes a one-time $5 membership fee. Learn about federal regulations on business accounts under the Beneficial Ownership Rule.
*Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY based on minimum account balance of $500. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Business CDs is 90 days dividends on CDs of 12 months or less, and 180 days dividends on CDs over 12 months. Early withdrawal penalties may affect the principal balance. **The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance to avoid maintenance fee. Any fees may reduce earnings. ***The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY is based on minimum account balance of $100. Any fees may reduce earnings. ^The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance for Business Preferred Checking to avoid maintenance fee. $50,000 average daily balance for Business High Balance Checking to avoid maintenance fee. Any fees may reduce earnings.
View the Westerra Business Banking Fee Schedule.
