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We will close at 2pm on Tuesday, December 24, through Wednesday, December 25, in observance of the Christmas Eve and Day.
Notice: A recent system upgrade reorganized the address fields for some of our Westerra card members, which triggered a change of address letter to be sent. No action is required.
Beware of text message fraud. We will not call you to verify transactions. Call 303-321-4209 or 1-800-858-7212 with any questions.
Security Alert: Scammers reported to be impersonating WCU with spoofed phone #s. Read more.
Earn interest while you save for taxes, insurance, or other business needs. With Westerra's savings^ account for small businesses, you can hit your goals faster and easier.
Put your business's money to work for you with our federally-insured CDs. We pay interest monthly, and there's only a $500 minimum deposit.
Term lengths you can choose for your CD.
All it takes to start.
The amount of principal and interest that is federally insured by the National Credit Union Administration.
Think of money market** accounts like a CD's wilder younger sibling. Get the same high interest rates on your investment dollars — without all the rules. You can still access your money while it earns each month.
Minimum average balance (otherwise $10 monthly maintenance fee will apply).
The more you save the more you can make with interest rates based on your balance.
Get up to $2,500 of free monthly cash processing. It's .10% of the dollar amount thereafter.
Your first 20 deposit items are free each month. After that, each deposit item is $0.20.
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.
Westerra is reaffirming its dedication to supporting local students and schools through a series of impactful initiatives that include comprehensive financial literacy programs, career development workshops, and more.
Read Article
We are excited to announce the opening of our new Littleton location! Join us for our Grand Opening Event on October 5th from 10:00 am to 1:00 pm where there will be swag, a raffle for 2 beach cruisers, refreshments and an opportunity to meet Dinger!
Learn more about the Littleton Grand Opening!
We are excited to announce that our School Grants program is now accepting applications for the 2024-2025 school year. All applicants must be a member with Westerra and an educator working in early childhood through grade 12.
Read more about our School Grants Program.
Business Spending
Branch Services
Rates
^This account establishes your business membership at Westerra and includes a one-time $5 membership fee. Learn about federal regulations on business accounts under the Beneficial Ownership Rule.
*Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY based on minimum account balance of $500. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Business CDs is 90 days dividends on CDs of 12 months or less, and 180 days dividends on CDs over 12 months. Early withdrawal penalties may affect the principal balance. **The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance to avoid maintenance fee. Any fees may reduce earnings. ***The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY is based on minimum account balance of $100. Any fees may reduce earnings. ^The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance for Business Preferred Checking to avoid maintenance fee. $50,000 average daily balance for Business High Balance Checking to avoid maintenance fee. Any fees may reduce earnings.
View the Westerra Business Banking Fee Schedule.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency. Westerra is only 1 of 3 credit unions recognized on Newsweek's "2024 Best Regional Banks and Credit Unions" annual list.
Equal Housing Opportunity.
Mailing Address:
P.O. Box 9408