APR for 30-Year Fixed — Purchase*
APR for Jumbo 30-Year Fixed — Purchase*
APR for 7/6M SOFR ARM — Purchase*
FOMO: Fear of mortgage overpaying?
Is your mortgage 4% or more? We'll see if we can lower your rate, reduce your monthly payment and take a load off your mind.
First-time homebuyer
Are you dreaming about buying your first home, but don’t know where to start? Buying your first home is a big deal — which is why we compiled all of the information you need to get started from mapping out the home buying process to digging into pre-approvals, credit scores, down payment assistance, and more.
Bridge loan
Borrow against the equity in the home you’re selling. Use that equity as a down payment on your new home. This is a short-term/temporary interest-only loan.
Westerra financially supports the Colorado Homeownership Coalition, which provides mortgage assistance to individuals and families when they need an extra hand. Since 2019, Westerra has committed to contribute up to $10,000 annually in donations to help people stay in their homes.
*Annual Percentage Rate (APR) is the cost of the loan in percentage terms, taking into account various loan charges such as Prepaid Finance Charges (discount points, processing and underwriting fees, flood certificate, tax service, closing and wire fees, prepaid interest) and Private Mortgage Insurance (if applicable). Refi scenarios based on rate and term transaction, 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Purchase scenarios based on 760+ FICO, $500K or $900K (Jumbo) loan amounts at 60% LTV. Variables such as LTV, CLTV, credit score, cash out, occupancy and property type, etc., could affect rate and APR. Rates are based on individual credit history and are subject to change without notice.
Rates are for conventional-conforming loans only. Other rates and terms may apply for Jumbo and nonconforming/specialty portfolio programs. Please contact a Westerra Credit Union Mortgage Loan Officer at 303-321-4209 for more details. Westerra Credit Union NMLS 421606.
*To be eligible, Community Seconds funds must be provided by a federal agency, a municipality, state, county, state or local housing finance agency, nonprofit organization, a regional Federal Home Loan Bank under one of its affordable housing programs, or an employer.
Credit Union membership required
