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We will close at 2pm on Tuesday, December 24, through Wednesday, December 25, in observance of the Christmas Eve and Day.
Notice: A recent system upgrade reorganized the address fields for some of our Westerra card members, which triggered a change of address letter to be sent. No action is required.
Beware of text message fraud. We will not call you to verify transactions. Call 303-321-4209 or 1-800-858-7212 with any questions.
Security Alert: Scammers reported to be impersonating WCU with spoofed phone #s. Read more.
Westerra isn't a bank, it's a credit union. That means there's no stockholders — and your funds stay here in our local economy.
Deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Learn how share insurance rules apply with the NCUA's Deposit insurance Calculator.
If you're not already a member, you can open up a Westerra account with a minimum deposit of $5. You'll become a member of our modern financial community. Make connections. And prepare for your future.*
Financial security for the future starts now. Earn competitive rates on the money you put away with individual retirement accounts.
Money market accounts help you get higher rates on your savings — all while still keeping your money easily accessible. Federally insured by NCUA up to $250,000.
Unlike CDs, you'll have easy access to your money, similar to a savings account.
Get interest rates comparable to certificates of deposit — the greater your account balance, the more you'll earn.
The greater your account balance, the more interest you will earn. Interest is computed daily and paid monthly. Interest earned is based on account balance.
They might be little now, but someday they'll be flying the nest. College. World travels. Maybe even space travel. Either way, you can start saving money gradually over time to prepare for their future and get a debit card for a kid at any age too.
Coverdell Education (formerly the Education IRA) can be used to save for qualified elementary, secondary or higher education expenses for a child. That's smart savings.
Stress-less during the most wonderful time of the year with holiday club accounts. Make automatic payroll deductions for holiday shopping, travel, and dining.
Automatic payroll deduction sets aside money before it even hits your wallet. You'll be saving without a second thought! You can also deposit additional cash at any time.
Funds are automatically transferred to your checking or savings account at the beginning of the holiday shopping season. If you prefer, a check can also be mailed to you.
... Is computed daily and paid monthly. Your account remains open for future deposits after funds are distributed each year, unless you specify otherwise.
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.
Westerra is reaffirming its dedication to supporting local students and schools through a series of impactful initiatives that include comprehensive financial literacy programs, career development workshops, and more.
Read Article
We are excited to announce the opening of our new Littleton location! Join us for our Grand Opening Event on October 5th from 10:00 am to 1:00 pm where there will be swag, a raffle for 2 beach cruisers, refreshments and an opportunity to meet Dinger!
Learn more about the Littleton Grand Opening!
We are excited to announce that our School Grants program is now accepting applications for the 2024-2025 school year. All applicants must be a member with Westerra and an educator working in early childhood through grade 12.
Read more about our School Grants Program.
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Savings Calculator
Think of a certificate of deposit like savings on steroids. You'll earn money on your account balance with competitive rates. There's only a $500 minimum deposit, and dividends are paid monthly.
'Tis the season to get $100 when you open a new Smart Money Checking or Money Market Select account.
Understanding money management is a big step in becoming independent. Our studentaccounts and financial resources are here to help students start their financial journey.
*Interest can be deposited directly into your Certificate of Deposit or Share Savings Account, or it can be mailed to you in check form. Early withdrawal penalties apply. This penalty may reduce earnings. Federally insured by NCUA.
Membership eligibility required.
Example assumes 7% Annual Percentage Yield.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency. Westerra is only 1 of 3 credit unions recognized on Newsweek's "2024 Best Regional Banks and Credit Unions" annual list.
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Mailing Address:
P.O. Box 9408