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Business

Commercial Real Estate Lending

We know commercial real estate. We know Colorado.

We could name the state dinosaur (stegosaurus) or the state flower (columbines, beautiful). But our favorite Colorado fact is that we’ve been helping finance Colorado for over 85 years. Our all-local team of professionals is here to offer great rates and greater expertise in the great state of Colorado.

Let's talk rates

  • 3, 5, and 10-year financing options 

  • Fixed rates for up to 7 years 

  • Amortization up to 25 years, or 30 years for multi-family properties

  • Local underwriting and processing speeds up the process

Eligible properties

  • Office 

  • Retail

  • Industrial

  • Multi-family

  • Commercial construction

  • Residential construction

Who can qualify

  • Custom builders

  • Speculative builders

  • Developers

  • Business Owners

  • Individuals

  • Corporate Investors

  • You

Lending criteria

  • Loans from $1 million to $25 million 

  • Debt service 1.25:1 or better (we aim to please)

  • Maximum loan to value of 75%

Get started with local pros.

Contact one of our VP of Commercial Lending experts for those complex commercial real estate questions, or just to get in touch about your next property.

Sam Stookey

Vice President of Commercial Lending

SStookey@westerracu.com, 720-261-5713

David Neff

Vice President of Commercial Lending 

DNeff@westerracu.com, 720-341-2217
"We" repeated 6 times

The Westerra humble-brag

→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.

Have more questions about commercial real estate? Let’s talk about your next property.

Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.