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We will close at 2pm on Tuesday, December 24, through Wednesday, December 25, in observance of the Christmas Eve and Day.
Notice: A recent system upgrade reorganized the address fields for some of our Westerra card members, which triggered a change of address letter to be sent. No action is required.
Beware of text message fraud. We will not call you to verify transactions. Call 303-321-4209 or 1-800-858-7212 with any questions.
Security Alert: Scammers reported to be impersonating WCU with spoofed phone #s. Read more.
Feeling like you’ve got global travel taste on a stay-cation budget? Trust us: we’ve been there. If your current salary isn’t yielding the type of extra income to swing an epic vacation, we’ve got a few strategies for you to consider.
Boost Your Savings
Find a side gig: Consider taking up a part-time freelance income stream, then squirrel away all those earnings in an account specific to your vacation savings. Think: pet sitting, ride-sharing, tutoring, food delivery, freelance writing, or teach a fitness class!
Trim the non-essentials: Yep, this is the ‘stop eating avocado toast’ part of the article. Dine out less, say no to those new sneakers, and re-evaluate those subscriptions–small expenses really do stack up fast. (Are you really using that language-learning app?)
Sell, sell, sell!: Clear out your basement AND add to the vacation fund? That’s a win-win. Facebook Marketplace, Craigslist, Depop and Ebay are all great for reselling. If you’ve got old furniture collecting cobwebs, give it new life with some funky paint and hardware, then list it online.
Automate Your Savings
Set an automated transfer through our online banking app from your checking into a vacation-specific savings account every time a paycheck hits. You’re basically hiding that money from yourself, so you can’t spend it.
Budget Each Element
With so many choices in travel these days, it’s important to line-item budget out the cost of flights, hotels, excursions, transportation and dining. If flights are way more than you thought, stay at the bnb–not the 5-star resort. If sampling the world-class cuisine is a priority, perhaps you set the daily food budget high and allocate very little for excursions. And don’t forget to add a ‘miscellaneous expenses’ line item for things like tipping, impromptu-ice cream, or maybe a little trip to the spa. You’re on vacay, after all.
Ready to set up a vacation-specific savings account? Give us a call at 303-321-4209, stop by at your nearest branch location, or send us a secure message through Digital Banking.
We are excited to announce that we will be hosting our annual all staff meeting and afternoon of service, "Volunterra" this Thursday from 12:00-5:00 P.M. MDT. During this meeting staff will work together to build kits to help support our community.
Westerra is reaffirming its dedication to supporting local students and schools through a series of impactful initiatives that include comprehensive financial literacy programs, career development workshops, and more.
Westerra is excited to announce our new financing program called "One- time Close Construction- to- Permanent Loan" which will streamline loan processes for new home construction or renovation projects.
We are excited to announce the opening of our new Littleton location! Join us for our Grand Opening Event on October 5th from 10:00 am to 1:00 pm where there will be swag, a raffle for 2 beach cruisers, refreshments and an opportunity to meet Dinger!
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency. Westerra is only 1 of 3 credit unions recognized on Newsweek's "2024 Best Regional Banks and Credit Unions" annual list.
Equal Housing Opportunity.
Mailing Address:
P.O. Box 9408