Invite friends. Earn rewards.
Get $25 gift cards for referrals. Here's how it works:
Share with friends via SMS, email, or using your share link.
Your friends open a new Smart Money Checking or Money Market Select account with Westerra Credit Union. (Welcome to the family!)
You earn $25, and your friend earns $25! Cha-ching!
Member FAQs
By making a valid referral and the fulfillment of all requirements, the Referring Member will receive a $25 bonus in the form of a gift card, and their Friend will also receive a $25 bonus in the form of a gift card. Reward redemption emails will be sent within five (5) business days of meeting offer requirements.
You can choose between a Visa® or Amazon.com® Digital Gift Card. Visa, Visa Platinum, and Visa Signature are registered trademarks of Visa International Service Association. The Contactless Indicator is a trademark owned by and used with permission of EMVCo, LLC. Amazon gift cards is a registered trademark of Amazon Gift Cards.
You can refer as many people as you like, as long as they’re not already a Westerra member. Users may refer a maximum of one friend, family member, or colleague during each session.
While we appreciate your past support, we’re not issuing rewards for referrals made before Nov 13, 2024.
You can refer anyone age 18 and over who’s not already a Westerra member. Adult children and other family members are also eligible.
Friend FAQs
As a credit union, we like to keep things local. Anyone can join Westerra who lives or works in the 7-county Denver metro area, is an immediate family member of any Westerra member, or contributes $5 to the Denver Public Schools Foundation. To become a member, you must open a share savings account with a $5 deposit, which is put on hold and represents your partial Westerra Credit Union ownership. This deposit makes you not only a member, but an owner-member — with access to better rates and lower fees.
No, rewards are currently only being offered to friends of members who open a qualifying Smart Money Checking or Money Market Select accounts.
There are no monthly maintenance fees for either account type.
Follow the link to easily open your new account online. Within 30 days of opening your account, make sure you deposit at least $25 into your account to fund it. Once you’ve met these requirements, within 30 business days we’ll send your friend an email to redeem their digital gift card.
Refer a Friend
To participate, individuals must be legal residents of the United States of America and at least 18 years of age. Referrers are required to visit the Refer a Friend site and complete on-screen referral form to refer friends, family members, or colleagues. Referred individuals must be new members to be eligible. Upon making a referral, the individual shall be designated as a “Referrer” and will receive subsequent communications regarding the bonus awarded. Referred individuals (“Friend” or “Friends”) must complete the referral process by opening either a Smart Money Checking or Money Market Select account. Eligibility Requirements: 1) A Referrer must be a member of Westerra in good standing. 2)Referred Friends must be at least 18 years of age and must be new members of Westerra. 3) Employees, officials, and volunteers of the Company are eligible to participate. A $5 prime share deposit is required for membership. A $25 opening deposit is required for a Smart Money Checking or Money Market Select account. By making a valid referral and the fulfillment of all requirements, the Referring Member will receive a $25 bonus in the form of a gift card, and their Friend will also receive a $25 bonus in the form of a gift card. Bonuses are subject to verification and are reportable for tax purposes. Rewards redemption emails will be sent within five (5) business days of meeting offer requirements. To qualify for the bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be further limited based on account ownership. This offer is subject to change or end at any time. Federally Insured by NCUA.
