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Tap Into Your Home’s Value for What Matters Most

Apply for the lowest HELOC rate in Denver—just 5.99% for 12 months starting January 1, 2025! Use your home’s value to fund life’s biggest moments, like weddings, tuition, or home upgrades, and make your investment work for you.

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What even is a credit union?

Though we are a lot like a bank, there are several ways we differ. One, there are no stockholders. That means everyone who has an account with us is a member and an owner. And two, all your deposits and funds stay local and contribute to the Colorado economy, while being Federally Insured by NCUA.

4.0% apy 5-mo CD
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Make money on 
your money with a CD

Think of a certificate of deposit like savings on steroids. You'll earn even more money on your account balance with our promotional rates. There's only a $500 minimum deposit, and dividends are paid monthly.

Money Market Select up to 4.00% APY
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Introducing the new Westerra Money Market Select account.

Just 10 swipes per month on your Westerra debit or credit card can earn you up to 4.00% APY. It’s like getting paid to do the daily spending you’re already doing.

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Explore our Checking and Savings Accounts for Students

Understanding money management is a big step in becoming independent. Our studentaccounts and financial resources are here to help students start their financial journey.

Westerra's got big news to share

Westerra Credit Union Announces New Littleton Branch Amid 90th Anniversary

We are excited to announce the opening of our new Littleton location! Join us for our Grand Opening Event on October 5th from 10:00 am to 1:00 pm where there will be swag, a raffle for 2 beach cruisers, refreshments and an opportunity to meet Dinger!

Westerra Cares - Member Resource Page

If you’ve been impacted by the California wildfires, we’re committed to supporting you. Explore the resources and assistance available to help you through this challenging time.

Westerra is here to provide you and your family peace of mind. You can always reach out to discuss your specific situation: WesterraCanHelp@WesterraCU.com or call us at 303-321-4209.

APY*= Annual Percentage Yield; Membership eligibility required